Launching new products takes months, not weeks.
/Go live in 8 weeks
Turn your loan portfolio
into an investable asset class.
Liquidity from your loan book — without selling the customer. em/capital automates the full ABS lifecycle (structuring, investor reporting, compliance, buybacks) so your treasury team focuses on deal strategy, not data assembly.
em/capital
What em/capital
delivers
ABS infrastructure that's already built — configured for your market, ready when you need it.
/What will be the outcome?
Access to liquidity without
selling the customer relationship.
Reduced operational overhead on ABS management — spreadsheets replaced by automation.
/Solutions for your challenges
What's holding you back?
Case studies
/Collections/Data & AI+
Yettel Bank Story
Fraud losses growing 40% YoY with reactive detection missing sophisticated attack patterns.
/Security management+
Skoda Group fills the skills
Skoda Group was struggling to fill its open IT security positions, including the role of Chief Information Security Officer (CISO).
Frequently asked questions
What teams ask before choosing em/capital
/Complementing modules
Capital Markets
connects to
Ready to unlock the value in your loan portfolio?
Talk to a capital markets specialist who's run ABS programmes at scale.